It can take a long time to build up the perfect jewelry collection; the one that can pull together an outfit for both fancy or casual occasions. It can take even longer if you see jewelry as an unnecessary expense, and only get new necklaces and bracelets when someone buys them for your birthday, or if you happen to find a nice pair of earrings on sale.

Don’t worry; there are ways to collect nice, matching sets, without having to spend a small fortune on fancy metals or precious stones.

Here are a few tips to help you save money on this essential accessory.

How To Save Money On Jewelry

Buy used

Believe it or not, jewelry doesn’t have to be new to look shiny and expensive. A lot of people are looking to make some extra cash by selling their belongings on eBay, and jewelry is something that can fetch a lot of money. Simply look for something in your price range, and leave your friends gasping at that beautiful new necklace that looks so unaffordable. Look around in antique stores, pawn shops, and even at yard/estate sales. You will be amazed at what you find and even more amazed with what you’ll pay.

Shop in small businesses

If you avoid big chain stores, not only will you be saving money, but you will be supporting a local business. The latest rumours about chain jewelry stores is that the markup on that beautiful necklace is about 700 percent. However, if you shop with an independent jeweler, the price will be lower, the quality is often higher, and you may find a hidden treasure that isn’t in any big chain store. Shop around, see what your find, and always ask the jeweler for advice.

Look online

You can also find a great selection of fashion jewellery online without the same prices as a chain store. After all, without the cost of premises and salespeople, online jewelers can afford lower prices. However, you should always be careful when buying online. Only deal with people who have favorable reviews.

Buy silver

Gold costs jewelers nearly $15,000 an ounce. As a result, most places are opting for cheaper, silver pieces, and you should also do the same. Silver looks more subtle than gold, and can easily fit into a glamorous or casual outfit. There is also less color coordinating with silver jewelry because it doesn’t stand out as much as gold.

Diamond’s aren’t a girl’s best friend

Get a little creative – and save your wallet – by opting for emeralds, rubies, or even pearls. Of course, these can also get pricey, but they won’t be as expensive as diamonds so splurging on them every once in a while won’t be as harmful to your funds.

Size isn’t everything

Bigger isn’t always better when it comes to jewelry. You might be paying more because some jewelers get you to pay for a larger stone. However, a large stone with many flaws might not, in actuality, be more valuable than a smaller stone with fewer flaws.